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Great Features Of Debt Consolidation Loan

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Quick Cash Flow

With immediate funds, you can streamline your cash flows during a lean business phase.

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Upto 15 Cr

Higher Loan Eligibility

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Protection & security

Your personal information is completely secure with us.

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With or without Collataral

Debt Consolidation loan can be availed without any collatoral or against any fully constructed, freehold residential, industrial or commercial properties.

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Business Continuity

Because there is no need to sell a stake to obtain funding, your business ownership will not be diluted.

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Longer tenure

Smaller EMIs upto 15 years.

Minimum Eligibility Criteria

The following are the common eligibility criteria for a Business Loan:

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Business Continuity

Your company must have been registered for at least 5 years & be able to provide proof of business registration.

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Turnover

Minimum Turnover of 2 Crores & consistent cash Flow.

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Age

You must be over the age of 25 Years.

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Here's how it works.

When you're ready, Abacus Capita Loans is ready too - 24 hours a day, 7 days a week.

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Apply Online

We assist SMEs in locating the best business loan for their needs, no matter where they are in their journey.

  • 1 Apply Online
  • 2 Enter Your Information - 10 min
  • 3 We learn about your Business.
  • 4 We find the loan product that's right for you.
  • 5 We help your qualify - 15 days
    • Apply Now
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Consultation

We walk you through the entire loan process, from documentation and due diligence to loan disbursement. We'll be there for you every step of the way.

  • 1Schedule a Free Consultation
  • 2 Discuss your Situation
  • 3 We Review your condition
  • 4 We Help you prepare
  • 5 We help your qualify
    • Get Consulation

Why You Choose Us?

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Customised Solution

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Higher Loan Eligibility

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100% Secure

Abacus Capita Partners With 25+ Institutions

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Your personal information is completely secure with us.

Frequently asked questions


  • Working with Abacus Capita allows you to concentrate on what is important: growing your business.
  • We do all of the legwork for you and do not charge a service fee.
  • When you apply through us, you will have a minimal impact on your credit score.
  • If you approach a lender directly, they will perform a hard pull on your credit score. Your credit score is impacted each time you apply directly to them. As a result, every time you apply directly to a lender and are turned down, your credit score suffers.
  • With Abacus Capita, we can quickly determine whether you are eligible for a loan and locate the best loan for you without affecting your credit score.
  • If you are not eligible, we will explain why and give you suggestions on how to improve your profile and your chances of getting a loan in the future.
  • One application grants you access to over 25 lenders and 100 different types of business loans.
  • You'd have to go directly to more than 25 lenders to get access to such a diverse range of business loans. Each would require you to fill out a different application and produce different documents.
  • We do all of the legwork to find you the best loan possible, and you only need to fill out one application.

We have your back.

  • We ensure that you can afford the loan you want by performing an affordability analysis to ensure that you do not incur more debt than you can afford.
  • We also prepare your application and do all of the legwork in negotiating the best terms for you.
  • We tell you exactly what documents you'll need to submit up front. A complete list of document requirements can be found here.
  • We also review your documents to ensure that you are not rejected because you forgot to include an important piece of paper.
  • There is no hassle. There are no fees. There will be no effect on your credit score.

    • We will work with you to understand your needs and assist you in preparing for future debt. When you are ready, we will assist you in obtaining a loan from an appropriate lender at the most favourable terms and conditions.

    Applying to multiple lenders does not ensure a loan approval. Furthermore, multiple applications will impact your credit score negatively and lessen your chances of getting a loan in the future.

    Multiple applications with the same lender will have no effect on the outcome. It will only have a negative effect on your credit report. If a lender rejects a loan once, it is very likely that the lender will reject it again unless something fundamental has changed in your business.

    When you apply for a loan, your bureau credit score is only one of many factors that a lender will consider. Lenders evaluate your ability and willingness to repay a business loan, including whether your company generates enough revenue to repay the loan and whether you are willing to repay the loan on time. Because it reflects your repayment history, your credit score is a good indicator of your willingness to repay.

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    Meet Abacus, the financial partner you can bank on.

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